Check the background of this financial professional on FINRA's BrokerCheck.
Hans Stumm


What is a financial plan?
Financial planning is simply taking control of your financial life and working toward realistic goals. A plan can help you live within your income, spend wisely and save more effectively. In simple terms, the purpose of a financial plan is to provide for the accumulation and conservation of your assets.

What do you offer?
I design financial strategies for individuals and businesses. I can help you develop a comprehensive plan and work toward meeting specific goals in areas such as:
  • Retirement
  • Estate planning
  • Educational funding
  • Investment management
  • Business continuation
  • Employee benefits
  • SERPs
  • Split dollar
  • Disability
What process do you use in your work?
I begin by helping clients establish their goals. These goals are quantified with dollar amounts and time horizons and plugged into a financial model that encompasses risk tolerance, taxes, costs, and diversification. I help clients implement, monitor and review the plan.

Who are your clients?
My services are attractive to a wide variety of sophisticated clients, including the owners of businesses, professionals, and highly compensated corporate executives. My clients tend to be extremely busy career-oriented individuals who respect the professional attention and time I can devote to their financial affairs.

How do we get started?
While each client's needs are unique, the basic planning process includes:
  • A statement of goals
  • A risk profile
  • An income statement
  • A balance sheet
How am I compensated?
I am paid in one of two ways, depending on the client's situation:
Fee only: For planning, I charge a flat fee on a project basis. Investment management fees are charged on a percentage of assets basis.
Fee offset: I offset the fees for the planning process against commissions from the sale of financial products.


 Access Your Account

Free Financial Risk Analysis
You need to know where you stand today to plan for tomorrow. Let us help you work towards your goals.

Get monthly updates on the financial news that matters to you.


No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdiction. Registered Representatives of LPL Financial whose identities and associations with Stumm Financial Services are disclosed on this site may only discuss securities or transact business with persons who are residents of the following states:
CA, CO, CT, DC, FL, IL, KY, LA, MA, MD, ME, NC, NJ, NH, NM, NY, OK, PA, RI, TX, VA, VT, WA, and WI.

If your state of residence is not listed, please locate an LPL Registered Representative in your state of residence by accessing or calling 1-800-877-7210. Securities and investment information provided on this site are offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.

Mr. Stumm is a Registered Representative with and offers securities and financial planning through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP™, CERTIFIED FINANCIAL PLANNER™ and   in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

© 2015 J. Hans Stumm


Check the background of this financial professional on FINRA's BrokerCheck.